How much do homeowners pay a month in Miami Gardens, FL?
Homeowners with a mortgage in Miami Gardens, FL pay a median of $2,108 (±$83) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $686 (±$30).
67.0% of owned homes carry a mortgage.
In Miami Gardens, the median monthly cost with a mortgage went from $1,520 in 2015–2019 to $2,108 in 2020–2024 (+38.7%).
Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.
Figures last updated on .
- With a mortgage
- $2,108 (±$83)
- Without a mortgage
- $686 (±$30)
- Owned with a mortgage
- 67.0%
Monthly owner costs in Miami Gardens
| Miami Gardens | Miami-Dade County | Florida | United States | |
|---|---|---|---|---|
| With a mortgage | $2,108 (±$83) | $2,451 (±$24) | $1,959 (±$5) | $1,963 |
| Without a mortgage | $686 (±$30) | $815 (±$11) | $673 (±$3) | $638 |
| Owned homes with a mortgage | 67.0% (±2.6 points) | 58.8% (±0.6 points) | 56.3% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $2,818 (±$116) | $3,744 (±$42) | $2,730 (±$10) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Miami Gardens, the median cost with a mortgage is lower than in Miami-Dade County ($2,451).
It is also higher than in Florida ($1,959).
It is higher than the national figure ($1,963).
In Miami-Dade County, Miami Gardens ranks 47 of 69 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 283 of 830.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Miami Gardens have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,520 (±$39) | $2,108 (±$83) | +38.7% | Up after inflation |
| Median real estate taxes | $1,785 (±$63) | $2,818 (±$116) | +57.9% | Up after inflation |
| Median home value | $190,200 (±$4,275) | $378,500 (±$9,712) | +99.0% | Up after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Miami Gardens
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Miami Gardens | — | $2,108 (±$83) | — |
| Opa-locka | 3.5 mi | $1,875 (±$279) | Not measurably different |
| Biscayne Gardens | 3.6 mi | $2,038 (±$138) | Not measurably different |
| Ives Estates | 3.9 mi | $2,072 (±$177) | Not measurably different |
| Country Club | 4.1 mi | $1,815 (±$139) | Lower |
| West Park | 4.4 mi | $1,962 (±$200) | Not measurably different |
| Ojus | 4.5 mi | $2,327 (±$706) | Not measurably different |
| Westview | 4.6 mi | $2,001 (±$244) | Not measurably different |
| Pembroke Park | 4.8 mi | $1,602 (±$1,075) | Not measurably different |
Nearby places with a measurably lower figure: Country Club, FL ($1,815).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Miami-Dade County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 41 | The Crossings | $2,290 (±$116) |
| 42 | Coral Terrace | $2,263 (±$317) |
| 43 | Homestead | $2,237 (±$76) |
| 44 | Goulds | $2,227 (±$223) |
| 45 | Florida City | $2,153 (±$269) |
| 46 | South Miami Heights | $2,132 (±$90) |
| 47 | Miami Gardens | $2,108 (±$83) |
| 48 | Naranja | $2,087 (±$332) |
| 49 | Richmond Heights | $2,085 (±$236) |
| 50 | Hialeah | $2,073 (±$91) |
| 51 | Ives Estates | $2,072 (±$177) |
| 52 | North Miami | $2,071 (±$98) |
| 53 | Kendale Lakes | $2,039 (±$110) |
Showing 13 of 69 places in Miami-Dade County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
What you can do on Seayora in Miami Gardens
One account for renting, owning, managing and fixing homes, with these figures beside you.
Own or manage a rental?
List it, sign the lease and collect rent online, with the figures for Miami Gardens beside you.
Create a landlord account · See what landlords get
Looking for a place to rent?
Browse homes for rent near Miami Gardens, save the ones you like and apply online.
Browse rentals · Create a renter account
Do repairs, renovations or maintenance?
Get found by owners and renters near Miami Gardens, and send estimates and invoices from your phone.
Questions about Miami Gardens
What is the average mortgage payment in Miami Gardens?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Miami Gardens, FL is $2,108 (±$83) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Miami Gardens?
Owners without a mortgage in Miami Gardens pay a median of $686 (±$30) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Miami Gardens gone up?
In Miami Gardens, the median monthly cost with a mortgage went from $1,520 in 2015–2019 to $2,108 in 2020–2024 (+38.7%).
Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Miami Gardens city, Florida
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Miami Gardens city, Florida
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Miami Gardens city, Florida
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Miami Gardens city, Florida
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Miami Gardens city, Florida
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Miami Gardens city, Florida (place:45060, in state:12).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Miami Gardens at a glance
- Median rent in Miami Gardens
- Rent by bedrooms in Miami Gardens
- Rent burden in Miami Gardens
- Renters and owners in Miami Gardens
- Income and affordability in Miami Gardens
- Home values in Miami Gardens
- Property taxes in Miami Gardens
- Types of homes in Miami Gardens
- Bedrooms in Miami Gardens
- Age of homes in Miami Gardens
- Vacancy rate in Miami Gardens
- Heating fuel in Miami Gardens
- Commute and cars in Miami Gardens
- Crime reported to police in Miami Gardens
- Population growth in Miami Gardens
- How long people stay in Miami Gardens
- Crowding and facilities in Miami Gardens
- Fair Market Rent in Miami Gardens
- Florida landlord and tenant rules
- Housing across Miami-Dade County
- Housing data for every place in Florida