Housing data for Michigan City, IN
Michigan City, IN has an estimated 31,814 residents and 15,312 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a city in LaPorte County.
41.2% of households rent.
The median gross rent is $967 a month.
Its population grew measurably since 2015–2019 (+2.2%).
Figures last updated on .
- Residents
- 31,814 (±50)
- Housing units
- 15,312 (±456)
- Households that rent
- 41.2%
- Median gross rent
- $967
- Residents since 2015–2019
- +2.2%
What stands out in Michigan City
Homes in buildings of 5 or more units: 19.7% (±2.8 points) in Michigan City, higher than in LaPorte County (9.1%).
Households that rent: 41.2% (±3.5 points) in Michigan City, higher than in LaPorte County (25.3%).
Median home value: $143,100 (±$6,709) in Michigan City, lower than in LaPorte County ($195,500).
Median household income: $53,089 (±$4,337) in Michigan City, lower than in LaPorte County ($71,055).
- Types of homes in Michigan City
- Renters and owners in Michigan City
- Home values in Michigan City
- Income and affordability in Michigan City
Housing in Michigan City at a glance
- Median rent: $967 median gross rent a month
- Rent by bedrooms: $977 median gross rent, 2 bedrooms
- Rent burden: 49.0% of renters pay 30% or more of income
- Renters and owners: 41.2% of households rent
- Income and affordability: $53,089 median household income
- Home values: $143,100 median home value
- Homeowner costs: $1,126 median monthly cost with a mortgage
- Property taxes: $1,192 median real estate taxes a year
- Types of homes: 19.7% of homes are in buildings of 5 or more units
- Bedrooms: 51.2% of homes have 3 or more bedrooms
- Age of homes: 73.3% of homes were built before 1980
- Vacancy rate: 6.7% rental vacancy rate
- Heating fuel: 86.9% heat with utility gas
- Commute and cars: 21.3 minutes average trip to work
- Crime reported to police: 223 violent crimes per 100,000 residents
- Growth: +2.2% residents since 2015–2019
- How long people stay: 25.9% moved in since 2020
- Crowding and facilities: 1.6% of homes have more than 1 person per room
Michigan City against LaPorte County, its state and the nation
| Michigan City | LaPorte County | Indiana | United States | |
|---|---|---|---|---|
| Residents | 31,814 (±50) | 111,917 (exact) | 6,851,073 (exact) | 334,922,499 |
| Housing units | 15,312 (±456) | 50,038 (±54) | 2,976,568 (±617) | 143,775,355 |
| Households that rent | 41.2% (±3.5 points) | 25.3% (±1.6 points) | 29.4% (±0.3 points) | 34.8% |
| Median gross rent | $967 (±$34) | $976 (±$30) | $1,062 (±$5) | $1,413 |
| Median household income | $53,089 (±$4,337) | $71,055 (±$2,241) | $71,957 (±$352) | $80,734 |
| Median home value | $143,100 (±$6,709) | $195,500 (±$5,794) | $218,200 (±$739) | $332,700 |
| Median real estate taxes (a year) | $1,192 (±$54) | $1,503 (±$55) | $1,614 (±$9) | $3,119 |
| Built before 1980 | 73.3% (±5.0 points) | 65.2% (±2.6 points) | 55.0% (±0.3 points) | 49.7% |
| Average commute | 21.3 minutes (±1.6) | 25.0 minutes (±1.1) | 24.1 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 86.7% (±2.8 points) | 90.2% (±1.2 points) | 89.9% (±0.2 points) | 91.0% |
| Median age of residents | 38.8 years (±1.4) | 41.1 years (±0.4) | 38.1 years (±0.2) | 38.9 years |
Michigan City covers 20.6 square miles of land, about 1,542 residents per square mile (Census Bureau Gazetteer).
How Michigan City has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 31,118 (±65) | 31,814 (±50) | +2.2% | Measurable increase |
| Housing units | 14,660 (±387) | 15,312 (±456) | +4.4% | Measurable increase |
| Median gross rent | $752 (±$36) | $967 (±$34) | +28.6% | No measurable change after inflation |
| Median home value | $89,900 (±$3,251) | $143,100 (±$6,709) | +59.2% | Up after inflation |
| Median household income | $40,631 (±$2,197) | $53,089 (±$4,337) | +30.7% | No measurable change after inflation |
| Median owner cost with a mortgage | $925 (±$34) | $1,126 (±$47) | +21.7% | No measurable change after inflation |
| Median real estate taxes | $918 (±$50) | $1,192 (±$54) | +29.8% | No measurable change after inflation |
| Households that rent | 46.2% (±2.2 points) | 41.2% (±3.5 points) | −5.0 percentage points | Measurable decrease |
| Rental vacancy rate | 5.3% (±2.0 points) | 6.7% (±3.2 points) | +1.4 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Michigan City
In 2025, the Michigan City Police Department reported 223 violent and 1,481 property crimes per 100,000 residents to the FBI.
ZIP codes in Michigan City
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 46360 | 27% | 43,817 | $976 | $167,300 | $59,266 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Michigan City
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Pottawattamie Park | 1.0 mi | $1,042 | $233,000 | 5.2% |
| Trail Creek | 1.0 mi | $947 | $191,800 | 8.4% |
| Michigan Township (LaPorte County) | 1.7 mi | $1,023 | $153,100 | 29.6% |
| Long Beach | 2.6 mi | — | $672,300 | 2.7% |
| Michiana Shores | 4.1 mi | $1,000 | $451,300 | 5.8% |
| Coolspring Township | 4.5 mi | $943 | $199,000 | 36.1% |
| Town of Pines | 4.6 mi | $833 | $159,000 | 16.3% |
| Michiana | 4.8 mi | — | $790,000 | 2.5% |
Places in Indiana most like Michigan City
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| South Bend | $1,033 | $140,400 | $55,786 | 39.8% |
| Evansville | $975 | $143,100 | $53,387 | 45.4% |
| Concord Township (Elkhart County) | $977 | $155,400 | $55,206 | 37.2% |
| Monticello | $927 | $149,600 | $52,798 | 35.3% |
| New Albany | $1,026 | $180,500 | $54,710 | 44.6% |
| Kokomo | $939 | $137,400 | $55,360 | 37.0% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Indiana.
HUD Fair Market Rent for Michigan City, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $963 | $1,031 | $1,245 | $1,525 | $1,762 |
HUD income limits for Michigan City, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $18,800 | $31,300 | $50,050 |
| 2 people | $21,640 | $35,750 | $57,200 |
| 3 people | $27,320 | $40,200 | $64,350 |
| 4 people | $33,000 | $44,650 | $71,450 |
| 5 people | $38,680 | $48,250 | $77,200 |
| 6 people | $44,360 | $51,800 | $82,900 |
| 7 people | $50,040 | $55,400 | $88,600 |
| 8 people | $55,720 | $58,950 | $94,350 |
These are the limits HUD sets for its housing programs in the Michigan City-La Porte, IN MSA, where HUD’s median family income for fiscal year 2026 is $89,300.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Michigan City
What is the average rent in Michigan City, IN?
The Census Bureau publishes the median rather than the average: the median gross rent in Michigan City is $967 (±$34) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
How much is a one-bedroom apartment in Michigan City?
The median gross rent for a one-bedroom home in Michigan City, IN is $867 (±$46) a month (2020–2024 American Community Survey).
Are renters in Michigan City rent-burdened?
49.0% of renting households in Michigan City pay 30% or more of their income in gross rent, the share housing researchers usually call rent-burdened (2020–2024 American Community Survey).
How many renters are there in Michigan City?
Michigan City has an estimated 5,356 (±507) renting households, 41.2% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Michigan City?
The median household income in Michigan City is $53,089 (±$4,337) a year (2020–2024 American Community Survey).
What is the average home value in Michigan City, IN?
The Census Bureau publishes the median: $143,100 (±$6,709) for owner-occupied homes in Michigan City (2020–2024 American Community Survey).
Is Michigan City growing?
In Michigan City, the number of residents went from 31,118 in 2015–2019 to 31,814 in 2020–2024 (+2.2%), a measurable increase.
What ZIP codes are in Michigan City?
The ZIP code that covers Michigan City is 46360.
What is the median rent in ZIP code 46360?
The median gross rent in ZIP Code Tabulation Area 46360 is $976 (±$35) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Michigan City city, Indiana
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Michigan City city, Indiana
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Michigan City city, Indiana
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Michigan City city, Indiana
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Michigan City city, Indiana
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Michigan City city, Indiana
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Michigan City city, Indiana
- HUD Fair Market Rents, fiscal year 2027: Michigan City-La Porte, IN MSA
- HUD Income Limits, fiscal year 2026: Michigan City-La Porte, IN MSA
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- FBI Uniform Crime Reporting Program, Crime Data Explorer: Michigan City Police Department (ORI IN0460200)
- FBI: Uniform Crime Reporting statistics and their proper use
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Michigan City city, Indiana (place:48798, in state:18).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .