Housing data for South Bend, IN
South Bend, IN has an estimated 103,085 residents and 47,775 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a city in St. Joseph County.
39.8% of households rent.
The median gross rent is $1,033 a month.
Its population grew measurably since 2015–2019 (+1.0%).
Figures last updated on .
- Residents
- 103,085 (±716)
- Housing units
- 47,775 (±907)
- Households that rent
- 39.8%
- Median gross rent
- $1,033
- Residents since 2015–2019
- +1.0%
What stands out in South Bend
Median home value: $140,400 (±$4,802) in South Bend, lower than in St. Joseph County ($192,800).
Households that rent: 39.8% (±1.7 points) in South Bend, higher than in St. Joseph County (31.0%).
Households without a vehicle: 9.8% (±1.0 points) in South Bend, higher than in St. Joseph County (6.7%).
Median real estate taxes: $1,332 (±$48) in South Bend, lower than in St. Joseph County ($1,665).
- Home values in South Bend
- Renters and owners in South Bend
- Commute and cars in South Bend
- Property taxes in South Bend
Housing in South Bend at a glance
- Median rent: $1,033 median gross rent a month
- Rent by bedrooms: $1,035 median gross rent, 2 bedrooms
- Rent burden: 50.3% of renters pay 30% or more of income
- Renters and owners: 39.8% of households rent
- Income and affordability: $55,786 median household income
- Home values: $140,400 median home value
- Homeowner costs: $1,132 median monthly cost with a mortgage
- Property taxes: $1,332 median real estate taxes a year
- Types of homes: 17.4% of homes are in buildings of 5 or more units
- Bedrooms: 55.7% of homes have 3 or more bedrooms
- Age of homes: 78.7% of homes were built before 1980
- Vacancy rate: 6.6% rental vacancy rate
- Heating fuel: 81.2% heat with utility gas
- Commute and cars: 20.2 minutes average trip to work
- Crime reported to police: 453 violent crimes per 100,000 residents
- Growth: +1.0% residents since 2015–2019
- How long people stay: 26.4% moved in since 2020
- Crowding and facilities: 2.1% of homes have more than 1 person per room
South Bend against St. Joseph County, its state and the nation
| South Bend | St. Joseph County | Indiana | United States | |
|---|---|---|---|---|
| Residents | 103,085 (±716) | 273,040 (exact) | 6,851,073 (exact) | 334,922,499 |
| Housing units | 47,775 (±907) | 118,580 (±134) | 2,976,568 (±617) | 143,775,355 |
| Households that rent | 39.8% (±1.7 points) | 31.0% (±1.0 points) | 29.4% (±0.3 points) | 34.8% |
| Median gross rent | $1,033 (±$30) | $1,062 (±$22) | $1,062 (±$5) | $1,413 |
| Median household income | $55,786 (±$1,639) | $66,868 (±$1,255) | $71,957 (±$352) | $80,734 |
| Median home value | $140,400 (±$4,802) | $192,800 (±$3,481) | $218,200 (±$739) | $332,700 |
| Median real estate taxes (a year) | $1,332 (±$48) | $1,665 (±$39) | $1,614 (±$9) | $3,119 |
| Built before 1980 | 78.7% (±2.6 points) | 64.4% (±1.7 points) | 55.0% (±0.3 points) | 49.7% |
| Average commute | 20.2 minutes (±0.7) | 21.1 minutes (±0.4) | 24.1 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 88.9% (±1.1 points) | 90.3% (±0.7 points) | 89.9% (±0.2 points) | 91.0% |
| Median age of residents | 34.8 years (±0.8) | 36.7 years (±0.2) | 38.1 years (±0.2) | 38.9 years |
South Bend covers 41.9 square miles of land, about 2,461 residents per square mile (Census Bureau Gazetteer).
How South Bend has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 102,037 (±657) | 103,085 (±716) | +1.0% | Measurable increase |
| Housing units | 46,653 (±713) | 47,775 (±907) | +2.4% | Not a measurable change |
| Median gross rent | $789 (±$16) | $1,033 (±$30) | +30.9% | Up after inflation |
| Median home value | $85,200 (±$2,090) | $140,400 (±$4,802) | +64.8% | Up after inflation |
| Median household income | $40,265 (±$1,208) | $55,786 (±$1,639) | +38.5% | Up after inflation |
| Median owner cost with a mortgage | $933 (±$20) | $1,132 (±$35) | +21.3% | No measurable change after inflation |
| Median real estate taxes | $991 (±$28) | $1,332 (±$48) | +34.4% | Up after inflation |
| Households that rent | 42.8% (±1.3 points) | 39.8% (±1.7 points) | −3.0 percentage points | Measurable decrease |
| Rental vacancy rate | 13.2% (±2.1 points) | 6.6% (±1.6 points) | −6.6 percentage points | Measurable decrease |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in South Bend
In 2025, the South Bend Police Department reported 453 violent and 1,048 property crimes per 100,000 residents to the FBI.
Across St. Joseph County, the departments that report recorded 282 violent and 1,134 property crimes per 100,000 residents that year.
ZIP codes in South Bend
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 46601 | 100% | 4,800 | $866 | $145,000 | $30,789 |
| 46613 | 100% | 12,279 | $990 | $82,800 | $42,537 |
| 46615 | 100% | 14,190 | $988 | $139,600 | $62,964 |
| 46616 | 100% | 5,979 | $1,084 | $153,600 | $58,537 |
| 46617 | 100% | 10,032 | $1,479 | $243,400 | $74,186 |
| 46628 | 40% | 27,685 | $1,104 | $182,200 | $61,759 |
| 46619 | 20% | 21,729 | $993 | $105,400 | $48,081 |
| 46614 | 19% | 29,602 | $925 | $187,500 | $74,153 |
| 46635 | 16% | 6,410 | $955 | $208,400 | $81,944 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near South Bend
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Portage Township (St. Joseph County) | 0.6 mi | $1,038 | $121,500 | 39.5% |
| Notre Dame | 2.3 mi | $1,258 | — | 95.7% |
| Roseland | 3.0 mi | $1,227 | $122,500 | 72.4% |
| Ardmore | 3.1 mi | $1,081 | $143,100 | 17.6% |
| Indian Village | 3.2 mi | — | $190,600 | 28.6% |
| German Township (St. Joseph County) | 4.0 mi | $1,114 | $226,200 | 30.6% |
| Clay Township (St. Joseph County) | 4.4 mi | $1,132 | $226,400 | 33.5% |
| Gilmer Park | 4.4 mi | — | $156,300 | 6.2% |
Places in Indiana most like South Bend
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Michigan City | $967 | $143,100 | $53,089 | 41.2% |
| Portage Township (St. Joseph County) | $1,038 | $121,500 | $52,872 | 39.5% |
| Monticello | $927 | $149,600 | $52,798 | 35.3% |
| Concord Township (Elkhart County) | $977 | $155,400 | $55,206 | 37.2% |
| Center Township (Howard County) | $924 | $123,500 | $51,025 | 38.3% |
| Kokomo | $939 | $137,400 | $55,360 | 37.0% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Indiana.
HUD Fair Market Rent for South Bend, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $937 | $1,093 | $1,276 | $1,545 | $1,677 |
HUD income limits for South Bend, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $18,550 | $30,850 | $49,350 |
| 2 people | $21,640 | $35,250 | $56,400 |
| 3 people | $27,320 | $39,650 | $63,450 |
| 4 people | $33,000 | $44,050 | $70,500 |
| 5 people | $38,680 | $47,600 | $76,150 |
| 6 people | $44,360 | $51,100 | $81,800 |
| 7 people | $50,040 | $54,650 | $87,450 |
| 8 people | $55,720 | $58,150 | $93,100 |
These are the limits HUD sets for its housing programs in the South Bend-Mishawaka, IN HUD Metro FMR Area, where HUD’s median family income for fiscal year 2026 is $88,100.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about South Bend
What is the average rent in South Bend, IN?
The Census Bureau publishes the median rather than the average: the median gross rent in South Bend is $1,033 (±$30) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
How much is a one-bedroom apartment in South Bend?
The median gross rent for a one-bedroom home in South Bend, IN is $814 (±$40) a month (2020–2024 American Community Survey).
Are renters in South Bend rent-burdened?
50.3% of renting households in South Bend pay 30% or more of their income in gross rent, the share housing researchers usually call rent-burdened (2020–2024 American Community Survey).
How many renters are there in South Bend?
South Bend has an estimated 16,421 (±852) renting households, 39.8% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in South Bend?
The median household income in South Bend is $55,786 (±$1,639) a year (2020–2024 American Community Survey).
What is the average home value in South Bend, IN?
The Census Bureau publishes the median: $140,400 (±$4,802) for owner-occupied homes in South Bend (2020–2024 American Community Survey).
Is South Bend growing?
In South Bend, the number of residents went from 102,037 in 2015–2019 to 103,085 in 2020–2024 (+1.0%), a measurable increase.
What ZIP codes are in South Bend?
The ZIP codes that cover South Bend are 46601, 46613, 46615, 46616, 46617, 46628, 46619, 46614, 46635.
What is the median rent in ZIP code 46601?
The median gross rent in ZIP Code Tabulation Area 46601 is $866 (±$61) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — South Bend city, Indiana
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — South Bend city, Indiana
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — South Bend city, Indiana
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — South Bend city, Indiana
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — South Bend city, Indiana
- Total Population (B01003), 2015–2019 ACS 5-year estimates — South Bend city, Indiana
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — South Bend city, Indiana
- HUD Fair Market Rents, fiscal year 2027: South Bend-Mishawaka, IN HUD Metro FMR Area
- HUD Income Limits, fiscal year 2026: South Bend-Mishawaka, IN HUD Metro FMR Area
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- FBI Uniform Crime Reporting Program, Crime Data Explorer: South Bend Police Department (ORI IN0710200)
- FBI: Uniform Crime Reporting statistics and their proper use
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for South Bend city, Indiana (place:71000, in state:18).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .