Housing data for Waterford Township, NJ
Waterford Township, NJ has an estimated 10,451 residents and 3,797 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a township in Camden County.
15.9% of households rent.
The median gross rent is $1,541 a month.
Its population shrank measurably since 2015–2019 (−2.3%).
Figures last updated on .
- Residents
- 10,451 (±22)
- Housing units
- 3,797 (±208)
- Households that rent
- 15.9%
- Median gross rent
- $1,541
- Residents since 2015–2019
- −2.3%
What stands out in Waterford Township
Homes heated by fuel oil: 18.2% (±5.4 points) in Waterford Township, higher than in Camden County (4.4%).
Homes in buildings of 5 or more units: 0.1% (±1.7 points) in Waterford Township, lower than in Camden County (20.1%).
Households without a vehicle: 2.5% (±2.3 points) in Waterford Township, lower than in Camden County (10.6%).
Households that rent: 15.9% (±4.7 points) in Waterford Township, lower than in Camden County (35.3%).
- Heating fuel in Waterford Township
- Types of homes in Waterford Township
- Commute and cars in Waterford Township
- Renters and owners in Waterford Township
Housing in Waterford Township at a glance
- Median rent: $1,541 median gross rent a month (Small sample: wide margin of error)
- Rent by bedrooms: $1,677 median gross rent, 2 bedrooms
- Rent burden: 69.7% of renters pay 30% or more of income
- Renters and owners: 15.9% of households rent
- Income and affordability: $111,791 median household income
- Home values: $282,000 median home value
- Homeowner costs: $2,204 median monthly cost with a mortgage
- Property taxes: $8,203 median real estate taxes a year
- Types of homes: 0.1% of homes are in buildings of 5 or more units
- Bedrooms: 82.6% of homes have 3 or more bedrooms
- Age of homes: 62.4% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 65.2% heat with utility gas
- Commute and cars: 32.9 minutes average trip to work
- Crime reported to police: 0 violent crimes per 100,000 residents
- Growth: −2.3% residents since 2015–2019
- How long people stay: 19.5% moved in since 2020
- Crowding and facilities: 0.0% of homes have more than 1 person per room
- Fair Market Rent: $2,100 Small Area FMR, 2 bedrooms (ZIP 08004)
Waterford Township against Camden County, its state and the nation
| Waterford Township | Camden County | New Jersey | United States | |
|---|---|---|---|---|
| Residents | 10,451 (±22) | 527,257 (exact) | 9,343,809 (exact) | 334,922,499 |
| Housing units | 3,797 (±208) | 213,774 (±143) | 3,791,354 (±469) | 143,775,355 |
| Households that rent | 15.9% (±4.7 points) | 35.3% (±0.9 points) | 36.2% (±0.2 points) | 34.8% |
| Median gross rent | $1,541 (±$934) | $1,402 (±$20) | $1,720 (±$7) | $1,413 |
| Median household income | $111,791 (±$9,831) | $88,755 (±$1,883) | $103,556 (±$513) | $80,734 |
| Median home value | $282,000 (±$16,205) | $287,100 (±$3,681) | $454,400 (±$1,150) | $332,700 |
| Median real estate taxes (a year) | $8,203 (±$226) | $8,134 (±$97) | $9,590 (±$25) | $3,119 |
| Built before 1980 | 62.4% (±9.5 points) | 71.0% (±1.4 points) | 62.8% (±0.3 points) | 49.7% |
| Average commute | 32.9 minutes (±2.7) | 27.4 minutes (±0.4) | 30.5 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 96.1% (±2.4 points) | 92.2% (±0.5 points) | 92.8% (±0.1 points) | 91.0% |
| Median age of residents | 44.5 years (±1.4) | 38.8 years (±0.2) | 40.1 years (±0.1) | 38.9 years |
Waterford Township covers 36.0 square miles of land, about 290 residents per square mile (Census Bureau Gazetteer).
How Waterford Township has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 10,702 (±24) | 10,451 (±22) | −2.3% | Measurable decrease |
| Housing units | 3,861 (±224) | 3,797 (±208) | −1.7% | Not a measurable change |
| Median gross rent | $1,223 (±$587) | $1,541 (±$934) | +26.0% | No measurable change after inflation |
| Median home value | $205,100 (±$8,867) | $282,000 (±$16,205) | +37.5% | Up after inflation |
| Median household income | $105,119 (±$10,179) | $111,791 (±$9,831) | +6.3% | Down after inflation |
| Median owner cost with a mortgage | $1,898 (±$111) | $2,204 (±$145) | +16.1% | No measurable change after inflation |
| Median real estate taxes | $6,689 (±$266) | $8,203 (±$226) | +22.6% | No measurable change after inflation |
| Households that rent | 6.8% (±2.9 points) | 15.9% (±4.7 points) | +9.1 percentage points | Measurable increase |
| Rental vacancy rate | 0.0% (±13.4 points) | 0.0% (±7.3 points) | 0.0 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Waterford Township
In 2025, the Waterford Township Police Department reported 0 violent and 701 property crimes per 100,000 residents to the FBI.
Across Camden County, the departments that report recorded 286 violent and 2,401 property crimes per 100,000 residents that year.
ZIP codes in Waterford Township
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 08004 | 90% | 11,429 | $1,119 | $267,600 | $111,738 |
| 08089 | 77% | 4,231 | — | $256,000 | $115,117 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Waterford Township
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Chesilhurst Borough | 3.3 mi | — | $225,300 | 11.0% |
| Winslow Township | 5.5 mi | $1,394 | $272,800 | 18.5% |
| Shamong Township | 6.2 mi | $2,228 | $442,400 | 6.7% |
| Hammonton Town | 6.4 mi | $1,611 | $349,800 | 29.2% |
| Berlin Borough | 7.0 mi | $1,439 | $336,300 | 29.4% |
| Berlin Township | 7.0 mi | $1,372 | $302,600 | 32.9% |
| Medford Lakes Borough | 7.6 mi | $2,211 | $402,900 | 10.0% |
| West Berlin | 7.9 mi | $1,384 | $236,800 | 20.6% |
Places in New Jersey most like Waterford Township
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Stow Creek Township | $1,458 | $273,900 | $105,139 | 5.6% |
| Hampton Township | $1,680 | $336,700 | $109,676 | 13.5% |
| High Bridge Borough | $1,831 | $336,500 | $112,467 | 15.8% |
| Franklin Township (Gloucester County) | $1,602 | $306,800 | $110,197 | 13.9% |
| Southampton Township | $1,755 | $314,400 | $97,995 | 3.4% |
| Newfield Borough | $1,510 | $259,400 | $104,107 | 8.6% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across New Jersey.
HUD Fair Market Rent for Waterford Township, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,438 | $1,558 | $1,860 | $2,216 | $2,445 |
HUD also publishes a Small Area Fair Market Rent for each ZIP code in the area; the Fair Market Rent page for this place lists its ZIP codes.
HUD income limits for Waterford Township, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $25,800 | $42,950 | $68,750 |
| 2 people | $29,450 | $49,100 | $78,550 |
| 3 people | $33,150 | $55,250 | $88,350 |
| 4 people | $36,800 | $61,350 | $98,150 |
| 5 people | $39,750 | $66,300 | $106,050 |
| 6 people | $44,360 | $71,200 | $113,900 |
| 7 people | $50,040 | $76,100 | $121,750 |
| 8 people | $55,720 | $81,000 | $129,600 |
These are the limits HUD sets for its housing programs in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA, where HUD’s median family income for fiscal year 2026 is $122,700.
A program can use its own limits; tax-credit and local programs often do.
The figures for Waterford Township include the places inside it that have pages of their own: Atco.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
What you can do on Seayora in Waterford Township
One account for renting, owning, managing and fixing homes, with these figures beside you.
Own or manage a rental?
List it, sign the lease and collect rent online, with the figures for Waterford Township beside you.
Create a landlord account · See what landlords get
Looking for a place to rent?
Browse homes for rent near Waterford Township, save the ones you like and apply online.
Browse rentals · Create a renter account
Do repairs, renovations or maintenance?
Get found by owners and renters near Waterford Township, and send estimates and invoices from your phone.
Questions about Waterford Township
How much is a one-bedroom apartment in Waterford Township?
The median gross rent for a one-bedroom home in Waterford Township, NJ is $941 (±$40) a month (2020–2024 American Community Survey).
Are renters in Waterford Township rent-burdened?
69.7% of renting households in Waterford Township pay 30% or more of their income in gross rent, the share housing researchers usually call rent-burdened (2020–2024 American Community Survey).
How many renters are there in Waterford Township?
Waterford Township has an estimated 594 (±184) renting households, 15.9% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Waterford Township?
The median household income in Waterford Township is $111,791 (±$9,831) a year (2020–2024 American Community Survey).
What is the average home value in Waterford Township, NJ?
The Census Bureau publishes the median: $282,000 (±$16,205) for owner-occupied homes in Waterford Township (2020–2024 American Community Survey).
What is the average mortgage payment in Waterford Township?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Waterford Township, NJ is $2,204 (±$145) a month, including taxes, insurance and utilities.
Is Waterford Township growing?
In Waterford Township, the number of residents went from 10,702 in 2015–2019 to 10,451 in 2020–2024 (−2.3%), a measurable decrease.
What ZIP codes are in Waterford Township?
The ZIP codes that cover Waterford Township are 08004, 08089.
What is the median rent in ZIP code 08004?
The median gross rent in ZIP Code Tabulation Area 08004 is $1,119 (±$800) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Waterford township, Camden County, New Jersey
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Waterford township, Camden County, New Jersey
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Waterford township, Camden County, New Jersey
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Waterford township, Camden County, New Jersey
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Waterford township, Camden County, New Jersey
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Waterford township, Camden County, New Jersey
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Waterford township, Camden County, New Jersey
- HUD Fair Market Rents, fiscal year 2027: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA
- HUD Small Area Fair Market Rents, fiscal year 2027
- HUD Income Limits, fiscal year 2026: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- FBI Uniform Crime Reporting Program, Crime Data Explorer: Waterford Township Police Department (ORI NJ0043500)
- FBI: Uniform Crime Reporting statistics and their proper use
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Waterford township, Camden County, New Jersey (county subdivision:77630, in state:34 county:007).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .