Housing data for Chimney Rock Village, NC
Chimney Rock Village, NC has an estimated 122 residents and 178 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a village in Rutherford County.
43.1% of households rent.
The median gross rent is $1,617 a month.
Figures last updated on .
- Residents
- 122 (±66)
- Housing units
- 178 (±55)
- Households that rent
- 43.1%
- Median gross rent
- $1,617
- Residents since 2015–2019
- −31.1%
What stands out in Chimney Rock Village
Median home value: $477,300 (±$108,952) in Chimney Rock Village, higher than in Rutherford County ($201,800).
Median gross rent: $1,617 (±$448) in Chimney Rock Village, higher than in Rutherford County ($783).
Working from home: 1.3% (±3.3 points) in Chimney Rock Village, lower than in Rutherford County (8.6%).
Average commute: 12.2 minutes (±6.6) in Chimney Rock Village, lower than in Rutherford County (26.1 minutes).
Housing in Chimney Rock Village at a glance
- Median rent: $1,617 median gross rent a month (Small sample: wide margin of error)
- Rent burden: 32.3% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 43.1% of households rent (Small sample: wide margin of error)
- Income and affordability: $64,375 median household income (Small sample: wide margin of error)
- Home values: $477,300 median home value (Small sample: wide margin of error)
- Homeowner costs: $1,500 median monthly cost with a mortgage (Small sample: wide margin of error)
- Property taxes: $2,042 median real estate taxes a year (Small sample: wide margin of error)
- Types of homes: 0.0% of homes are in buildings of 5 or more units (Small sample: wide margin of error)
- Bedrooms: 43.3% of homes have 3 or more bedrooms (Small sample: wide margin of error)
- Age of homes: 73.0% of homes were built before 1980 (Small sample: wide margin of error)
- Vacancy rate: 3.6% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 87.5% heat with electricity (Small sample: wide margin of error)
- Commute and cars: 12.2 minutes average trip to work (Small sample: wide margin of error)
- Growth: −31.1% residents since 2015–2019 (Small sample: wide margin of error)
- How long people stay: 15.2% moved in since 2020 (Small sample: wide margin of error)
- Crowding and facilities: 0.0% of homes have more than 1 person per room (Small sample: wide margin of error)
Chimney Rock Village against Rutherford County, its state and the nation
| Chimney Rock Village | Rutherford County | North Carolina | United States | |
|---|---|---|---|---|
| Residents | 122 (±66) | 64,930 (exact) | 10,730,404 (exact) | 334,922,499 |
| Housing units | 178 (±55) | 32,775 (±47) | 4,895,668 (±642) | 143,775,355 |
| Households that rent | 43.1% (±28.0 points) | 26.1% (±2.1 points) | 33.4% (±0.2 points) | 34.8% |
| Median gross rent | $1,617 (±$448) | $783 (±$19) | $1,228 (±$5) | $1,413 |
| Median household income | $64,375 (±$20,246) | $51,410 (±$2,731) | $72,388 (±$324) | $80,734 |
| Median home value | $477,300 (±$108,952) | $201,800 (±$9,065) | $288,900 (±$1,086) | $332,700 |
| Median real estate taxes (a year) | $2,042 (±$1,636) | $1,178 (±$51) | $1,896 (±$8) | $3,119 |
| Built before 1980 | 73.0% (±24.9 points) | 49.0% (±2.9 points) | 33.9% (±0.2 points) | 49.7% |
| Average commute | 12.2 minutes (±6.6) | 26.1 minutes (±0.9) | 25.1 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 98.6% (±3.3 points) | 82.9% (±2.2 points) | 90.1% (±0.2 points) | 91.0% |
| Median age of residents | 61.8 years (±5.4) | 45.3 years (±0.4) | 39.1 years (±0.2) | 38.9 years |
Chimney Rock Village covers 3.4 square miles of land, about 36 residents per square mile (Census Bureau Gazetteer).
How Chimney Rock Village has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 177 (±79) | 122 (±66) | −31.1% | Not a measurable change |
| Housing units | 223 (±46) | 178 (±55) | −20.2% | Not a measurable change |
| Median gross rent | $704 (±$57) | $1,617 (±$448) | +129.7% | Up after inflation |
| Median home value | $220,000 (±$88,367) | $477,300 (±$108,952) | +117.0% | Up after inflation |
| Median household income | $32,375 (±$14,038) | $64,375 (±$20,246) | +98.8% | No measurable change after inflation |
| Median owner cost with a mortgage | $1,156 (±$489) | $1,500 (±$783) | +29.8% | No measurable change after inflation |
| Median real estate taxes | $1,375 (±$206) | $2,042 (±$1,636) | +48.5% | No measurable change after inflation |
| Households that rent | 38.3% (±16.5 points) | 43.1% (±28.0 points) | +4.8 percentage points | Not a measurable change |
| Rental vacancy rate | 47.0% (±19.3 points) | 3.6% (±10.2 points) | −43.4 percentage points | Measurable decrease |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Rutherford County
Chimney Rock Village has no police department of its own in the FBI’s figures, so this is the figure for Rutherford County as a whole.
In 2025, the police departments that report for Rutherford County recorded 188 violent and 1,522 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
ZIP codes in Chimney Rock Village
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 28720 | 34% | 138 | $1,717 | $445,500 | $63,438 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Chimney Rock Village
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Lake Lure | 3.0 mi | $786 | $627,000 | 11.9% |
| Edneyville | 5.6 mi | $836 | $286,400 | 45.6% |
| Fairview (community) | 9.6 mi | — | $439,600 | 5.5% |
| Fruitland | 10 mi | $906 | $133,100 | 22.9% |
| Hoopers Creek | 10 mi | $1,124 | $345,900 | 17.3% |
| Dana | 11 mi | $775 | $249,700 | 16.2% |
| Black Mountain | 12 mi | $1,652 | $358,900 | 33.1% |
| Swannanoa | 13 mi | $788 | $287,500 | 21.4% |
Places in North Carolina most like Chimney Rock Village
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Lake Junaluska | $1,137 | $389,200 | $66,165 | 25.1% |
| Waynesville | $1,070 | $281,700 | $54,923 | 42.7% |
| Mountain Home | $1,240 | $400,000 | $83,083 | 24.6% |
| Brevard | $979 | $450,000 | $54,103 | 49.1% |
| New London | $1,234 | $296,200 | $61,875 | 29.5% |
| East Flat Rock | $1,015 | $245,900 | $59,583 | 35.9% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across North Carolina.
HUD Fair Market Rent for Chimney Rock Village, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $861 | $866 | $1,012 | $1,354 | $1,374 |
HUD income limits for Chimney Rock Village, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $16,450 | $27,450 | $43,900 |
| 2 people | $21,640 | $31,350 | $50,150 |
| 3 people | $27,320 | $35,250 | $56,400 |
| 4 people | $33,000 | $39,150 | $62,650 |
| 5 people | $38,680 | $42,300 | $67,700 |
| 6 people | $44,360 | $45,450 | $72,700 |
| 7 people | $48,550 | $48,550 | $77,700 |
| 8 people | $51,700 | $51,700 | $82,700 |
These are the limits HUD sets for its housing programs in the Rutherford County, NC, where HUD’s median family income for fiscal year 2026 is $77,200.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Chimney Rock Village
Is Chimney Rock Village growing?
In Chimney Rock Village, the number of residents went from 177 in 2015–2019 to 122 in 2020–2024 (−31.1%), not a measurable change.
What ZIP codes are in Chimney Rock Village?
The ZIP code that covers Chimney Rock Village is 28720.
What is the median rent in ZIP code 28720?
The median gross rent in ZIP Code Tabulation Area 28720 is $1,717 (±$852) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Chimney Rock Village village, North Carolina
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Chimney Rock Village village, North Carolina
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Chimney Rock Village village, North Carolina
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Chimney Rock Village village, North Carolina
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Chimney Rock Village village, North Carolina
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Chimney Rock Village village, North Carolina
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Chimney Rock Village village, North Carolina
- HUD Fair Market Rents, fiscal year 2027: Rutherford County, NC
- HUD Income Limits, fiscal year 2026: Rutherford County, NC
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Chimney Rock Village village, North Carolina (place:12460, in state:37).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .