Housing data for Moraine, OH
Moraine, OH has an estimated 6,536 residents and 3,132 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a city in Montgomery County.
44.6% of households rent.
The median gross rent is $1,035 a month.
Its population grew measurably since 2015–2019 (+0.8%).
Figures last updated on .
- Residents
- 6,536 (±37)
- Housing units
- 3,132 (±265)
- Households that rent
- 44.6%
- Median gross rent
- $1,035
- Residents since 2015–2019
- +0.8%
What stands out in Moraine
Homes in buildings of 5 or more units: 27.0% (±9.3 points) in Moraine, higher than in Montgomery County (15.5%).
Renters paying 30% or more of income: 69.0% (±19.0 points) in Moraine, higher than in Montgomery County (46.8%).
Median household income: $48,788 (±$12,668) in Moraine, lower than in Montgomery County ($66,139).
Median real estate taxes: $2,380 (±$297) in Moraine, lower than in Montgomery County ($3,127).
- Types of homes in Moraine
- Rent burden in Moraine
- Income and affordability in Moraine
- Property taxes in Moraine
Housing in Moraine at a glance
- Median rent: $1,035 median gross rent a month
- Rent by bedrooms: $944 median gross rent, 2 bedrooms
- Rent burden: 69.0% of renters pay 30% or more of income
- Renters and owners: 44.6% of households rent
- Income and affordability: $48,788 median household income
- Home values: $156,800 median home value
- Homeowner costs: $1,233 median monthly cost with a mortgage
- Property taxes: $2,380 median real estate taxes a year
- Types of homes: 27.0% of homes are in buildings of 5 or more units
- Bedrooms: 48.6% of homes have 3 or more bedrooms
- Age of homes: 51.7% of homes were built before 1980
- Vacancy rate: 6.8% rental vacancy rate
- Heating fuel: 50.1% heat with electricity
- Commute and cars: 23.3 minutes average trip to work
- Crime reported to police: 662 violent crimes per 100,000 residents
- Growth: +0.8% residents since 2015–2019
- How long people stay: 22.6% moved in since 2020
- Crowding and facilities: 2.6% of homes have more than 1 person per room
- Fair Market Rent: $1,250 Small Area FMR, 2 bedrooms (ZIP 45439)
Moraine against Montgomery County, its state and the nation
| Moraine | Montgomery County | Ohio | United States | |
|---|---|---|---|---|
| Residents | 6,536 (±37) | 536,096 (exact) | 11,810,293 (exact) | 334,922,499 |
| Housing units | 3,132 (±265) | 252,843 (±607) | 5,292,391 (±464) | 143,775,355 |
| Households that rent | 44.6% (±7.5 points) | 37.5% (±0.8 points) | 32.8% (±0.3 points) | 34.8% |
| Median gross rent | $1,035 (±$89) | $1,026 (±$16) | $1,034 (±$5) | $1,413 |
| Median household income | $48,788 (±$12,668) | $66,139 (±$1,144) | $71,389 (±$321) | $80,734 |
| Median home value | $156,800 (±$9,245) | $180,900 (±$2,949) | $214,800 (±$742) | $332,700 |
| Median real estate taxes (a year) | $2,380 (±$297) | $3,127 (±$70) | $2,822 (±$10) | $3,119 |
| Built before 1980 | 51.7% (±8.3 points) | 73.6% (±1.3 points) | 63.4% (±0.2 points) | 49.7% |
| Average commute | 23.3 minutes (±3.5) | 21.9 minutes (±0.3) | 23.4 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 89.6% (±5.3 points) | 90.6% (±0.5 points) | 90.1% (±0.1 points) | 91.0% |
| Median age of residents | 33.6 years (±3.3) | 38.8 years (±0.2) | 39.7 years (±0.2) | 38.9 years |
Moraine covers 9.3 square miles of land, about 704 residents per square mile (Census Bureau Gazetteer).
How Moraine has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 6,486 (±26) | 6,536 (±37) | +0.8% | Measurable increase |
| Housing units | 2,902 (±205) | 3,132 (±265) | +7.9% | Not a measurable change |
| Median gross rent | $768 (±$25) | $1,035 (±$89) | +34.8% | No measurable change after inflation |
| Median home value | $92,800 (±$9,602) | $156,800 (±$9,245) | +69.0% | Up after inflation |
| Median household income | $45,714 (±$8,794) | $48,788 (±$12,668) | +6.7% | No measurable change after inflation |
| Median owner cost with a mortgage | $1,117 (±$49) | $1,233 (±$123) | +10.4% | Down after inflation |
| Median real estate taxes | $1,882 (±$211) | $2,380 (±$297) | +26.5% | No measurable change after inflation |
| Households that rent | 40.7% (±5.4 points) | 44.6% (±7.5 points) | +3.9 percentage points | Not a measurable change |
| Rental vacancy rate | 19.8% (±9.2 points) | 6.8% (±6.2 points) | −13.0 percentage points | Measurable decrease |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Moraine
In 2025, the Moraine Police Department reported 662 violent and 4,831 property crimes per 100,000 residents to the FBI.
Across Montgomery County, the departments that report recorded 595 violent and 2,435 property crimes per 100,000 residents that year.
ZIP codes in Moraine
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 45439 | 84% | 11,914 | $1,084 | $143,300 | $52,035 |
| 45409 | 13% | 15,293 | $1,038 | $249,000 | $87,283 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Moraine
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| West Carrollton | 2.0 mi | $1,028 | $156,900 | 44.1% |
| Drexel | 3.9 mi | $1,109 | $63,800 | 67.6% |
| Oakwood (Montgomery County) | 4.0 mi | $1,416 | $370,100 | 17.9% |
| Jefferson Township (Montgomery County) | 4.4 mi | $1,141 | $129,300 | 36.5% |
| Miamisburg | 4.8 mi | $1,132 | $231,300 | 27.1% |
| Kettering | 4.9 mi | $1,051 | $208,500 | 35.1% |
| Miami Township (Montgomery County) | 5.0 mi | $1,229 | $223,900 | 35.5% |
| Dayton | 6.4 mi | $918 | $100,600 | 51.6% |
Places in Ohio most like Moraine
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Painesville | $1,036 | $158,800 | $51,516 | 48.9% |
| Fairborn | $977 | $175,000 | $61,751 | 48.8% |
| Bath Township (Greene County) | $998 | $176,400 | $62,856 | 49.4% |
| Albany | $847 | $145,600 | $52,070 | 43.0% |
| Portage Lakes | $1,162 | $167,000 | $64,375 | 38.6% |
| Mentor-on-the-Lake | $1,062 | $188,500 | $67,188 | 38.1% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Ohio.
HUD Fair Market Rent for Moraine, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $909 | $1,008 | $1,248 | $1,623 | $1,774 |
HUD also publishes a Small Area Fair Market Rent for each ZIP code in the area; the Fair Market Rent page for this place lists its ZIP codes.
HUD income limits for Moraine, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $21,650 | $36,050 | $57,700 |
| 2 people | $24,750 | $41,200 | $65,950 |
| 3 people | $27,850 | $46,350 | $74,200 |
| 4 people | $33,000 | $51,500 | $82,400 |
| 5 people | $38,680 | $55,650 | $89,000 |
| 6 people | $44,360 | $59,750 | $95,600 |
| 7 people | $50,040 | $63,900 | $102,200 |
| 8 people | $55,720 | $68,000 | $108,800 |
These are the limits HUD sets for its housing programs in the Dayton-Kettering-Beavercreek, OH MSA, where HUD’s median family income for fiscal year 2026 is $103,000.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Moraine
What is the average rent in Moraine, OH?
The Census Bureau publishes the median rather than the average: the median gross rent in Moraine is $1,035 (±$89) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
How much is a one-bedroom apartment in Moraine?
The median gross rent for a one-bedroom home in Moraine, OH is $1,129 (±$283) a month (2020–2024 American Community Survey).
Are renters in Moraine rent-burdened?
69.0% of renting households in Moraine pay 30% or more of their income in gross rent, the share housing researchers usually call rent-burdened (2020–2024 American Community Survey).
How many renters are there in Moraine?
Moraine has an estimated 1,201 (±240) renting households, 44.6% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Moraine?
The median household income in Moraine is $48,788 (±$12,668) a year (2020–2024 American Community Survey).
What is the average home value in Moraine, OH?
The Census Bureau publishes the median: $156,800 (±$9,245) for owner-occupied homes in Moraine (2020–2024 American Community Survey).
Is Moraine growing?
In Moraine, the number of residents went from 6,486 in 2015–2019 to 6,536 in 2020–2024 (+0.8%), a measurable increase.
What ZIP codes are in Moraine?
The ZIP codes that cover Moraine are 45439, 45409.
What is the median rent in ZIP code 45439?
The median gross rent in ZIP Code Tabulation Area 45439 is $1,084 (±$71) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Moraine city, Ohio
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Moraine city, Ohio
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Moraine city, Ohio
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Moraine city, Ohio
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Moraine city, Ohio
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Moraine city, Ohio
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Moraine city, Ohio
- HUD Fair Market Rents, fiscal year 2027: Dayton-Kettering-Beavercreek, OH MSA
- HUD Small Area Fair Market Rents, fiscal year 2027
- HUD Income Limits, fiscal year 2026: Dayton-Kettering-Beavercreek, OH MSA
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- FBI Uniform Crime Reporting Program, Crime Data Explorer: Moraine Police Department (ORI OH0570900)
- FBI: Uniform Crime Reporting statistics and their proper use
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Moraine city, Ohio (place:52010, in state:39).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .