How much do homeowners pay a month in Bala Cynwyd, PA?

Name: Homeowner costs in Bala Cynwyd, PA, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Bala Cynwyd, PA pay a median of $3,610 (±$417) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $1,500 or more.

51.4% of owned homes carry a mortgage.

Figures last updated on November 12, 2026.

With a mortgage: $3,610 (±$417)
Without a mortgage: $1,500 or more
Owned with a mortgage: 51.4%

Monthly owner costs in Bala Cynwyd

Median selected monthly owner costs, estimate (90% margin of error)
	Bala Cynwyd	Montgomery County	Pennsylvania	United States
With a mortgage	$3,610 (±$417)	$2,441 (±$22)	$1,762 (±$6)	$1,963
Without a mortgage	$1,500 or more	$936 (±$12)	$644 (±$3)	$638
Owned homes with a mortgage	51.4% (±6.5 points)	66.0% (±0.7 points)	58.0% (±0.2 points)	60.6%
Median real estate taxes (a year)	$7,956 (±$875)	$5,875 (±$49)	$3,311 (±$12)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Bala Cynwyd, the median cost with a mortgage is higher than in Montgomery County ($2,441).

It is also higher than in Pennsylvania ($1,762).

It is higher than the national figure ($1,963).

In Montgomery County, Bala Cynwyd ranks 3 of 43 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 7 of 382.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Median monthly cost with a mortgage in places near Bala Cynwyd

Nearest places with a published estimate, compared with Bala Cynwyd
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Bala Cynwyd	—	$3,610 (±$417)	—
Merion Station	1.3 mi	$3,825 (±$301)	Not measurably different
Narberth	1.9 mi	$3,410 (±$354)	Not measurably different
Wynnewood	2.4 mi	$3,853 (±$597)	Not measurably different
Penn Wynne	2.9 mi	$2,934 (±$325)	Lower
Millbourne	3.6 mi	$1,846 (±$546)	Lower
Ardmore	3.6 mi	$2,503 (±$285)	Lower
Bryn Mawr	4.7 mi	$2,381 (±$225)	Lower
East Lansdowne	5.0 mi	$1,919 (±$211)	Lower

Nearby places with a measurably lower figure: Penn Wynne, PA ($2,934), Millbourne, PA ($1,846), Ardmore, PA ($2,503).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Montgomery County, place by place

Rank	Place	Median monthly cost with a mortgage
1	Wynnewood	$3,853 (±$597)
2	Merion Station	$3,825 (±$301)
3	Bala Cynwyd	$3,610 (±$417)
4	Spring House	$3,590 (±$556)
5	Wyncote	$3,269 (±$161)
6	Rosemont	$3,268 (±$329)
7	Melrose Park	$3,208 (±$712)
8	Woxall	$3,149 (±$254)
9	Penn Wynne	$2,934 (±$325)

Showing 9 of 43 places in Montgomery County, ranked from highest to lowest.

Bala Cynwyd is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

It lies inside Lower Merion Township, whose figures include it.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Bala Cynwyd

What is the average mortgage payment in Bala Cynwyd?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Bala Cynwyd, PA is $3,610 (±$417) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Bala Cynwyd?

Owners without a mortgage in Bala Cynwyd pay a median of $1,500 or more a month in taxes, insurance, utilities and fees.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Bala Cynwyd CDP, Pennsylvania (place:03895, in state:42).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.