How much do homeowners pay a month in Carroll Valley, PA?
Homeowners with a mortgage in Carroll Valley, PA pay a median of $1,812 (±$127) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $754 (±$175).
84.2% of owned homes carry a mortgage.
In Carroll Valley, the median monthly cost with a mortgage went from $1,719 in 2015–2019 to $1,812 in 2020–2024 (+5.4%).
Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.
Figures last updated on .
- With a mortgage
- $1,812 (±$127)
- Without a mortgage
- $754 (±$175)
- Owned with a mortgage
- 84.2%
Monthly owner costs in Carroll Valley
| Carroll Valley | Adams County | Pennsylvania | United States | |
|---|---|---|---|---|
| With a mortgage | $1,812 (±$127) | $1,780 (±$40) | $1,762 (±$6) | $1,963 |
| Without a mortgage | $754 (±$175) | $674 (±$17) | $644 (±$3) | $638 |
| Owned homes with a mortgage | 84.2% (±5.9 points) | 62.2% (±1.5 points) | 58.0% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $3,321 (±$758) | $3,561 (±$83) | $3,311 (±$12) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Carroll Valley, the median cost with a mortgage is not measurably different from Adams County ($1,780).
It is not measurably different from Pennsylvania ($1,762).
It is lower than the national figure ($1,963).
In Adams County, Carroll Valley ranks 15 of 34 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 548 of 2,539.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Carroll Valley have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,719 (±$107) | $1,812 (±$127) | +5.4% | Down after inflation |
| Median real estate taxes | $3,727 (±$231) | $3,321 (±$758) | −10.9% | Down after inflation |
| Median home value | $238,800 (±$11,534) | $300,500 (±$29,255) | +25.8% | No measurable change after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Carroll Valley
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Carroll Valley | — | $1,812 (±$127) | — |
| Liberty Township (Adams County) | 1.8 mi | $2,000 (±$293) | Not measurably different |
| Fairfield | 2.8 mi | $1,693 (±$196) | Not measurably different |
| Hamiltonban Township | 3.9 mi | $1,779 (±$160) | Not measurably different |
| Emmitsburg | 4.7 mi | $1,742 (±$308) | Not measurably different |
| Freedom Township (Adams County) | 4.8 mi | $2,211 (±$235) | Higher |
| Highland Township (Adams County) | 5.7 mi | $2,125 (±$350) | Not measurably different |
| Highfield-Cascade | 6.3 mi | $1,844 (±$356) | Not measurably different |
| Pen Mar | 7.1 mi | $1,462 (±$595) | Not measurably different |
Nearby places with a measurably higher figure: Freedom Township (Adams County), PA ($2,211).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Adams County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 9 | Union Township (Adams County) | $1,972 (±$163) |
| 10 | Cumberland Township (Adams County) | $1,951 (±$126) |
| 11 | Straban Township | $1,943 (±$191) |
| 12 | Franklin Township (Adams County) | $1,852 (±$112) |
| 13 | Tyrone Township (Adams County) | $1,849 (±$140) |
| 14 | Latimore Township | $1,848 (±$179) |
| 15 | Carroll Valley | $1,812 (±$127) |
| 16 (tie) | Menallen Township (Adams County) | $1,802 (±$119) |
| 16 (tie) | Reading Township | $1,802 (±$210) |
| 18 | Hamiltonban Township | $1,779 (±$160) |
| 19 | Conewago Township (Adams County) | $1,724 (±$68) |
| 20 | Fairfield | $1,693 (±$196) |
| 21 | Butler Township (Adams County) | $1,664 (±$227) |
Showing 13 of 34 places in Adams County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
What you can do on Seayora in Carroll Valley
One account for renting, owning, managing and fixing homes, with these figures beside you.
Own or manage a rental?
List it, sign the lease and collect rent online, with the figures for Carroll Valley beside you.
Create a landlord account · See what landlords get
Looking for a place to rent?
Browse homes for rent near Carroll Valley, save the ones you like and apply online.
Browse rentals · Create a renter account
Do repairs, renovations or maintenance?
Get found by owners and renters near Carroll Valley, and send estimates and invoices from your phone.
Questions about Carroll Valley
What is the average mortgage payment in Carroll Valley?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Carroll Valley, PA is $1,812 (±$127) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Carroll Valley?
Owners without a mortgage in Carroll Valley pay a median of $754 (±$175) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Carroll Valley gone up?
In Carroll Valley, the median monthly cost with a mortgage went from $1,719 in 2015–2019 to $1,812 in 2020–2024 (+5.4%).
Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Carroll Valley borough, Pennsylvania
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Carroll Valley borough, Pennsylvania
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Carroll Valley borough, Pennsylvania
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Carroll Valley borough, Pennsylvania
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Carroll Valley borough, Pennsylvania
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Carroll Valley borough, Pennsylvania (place:11472, in state:42).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Carroll Valley at a glance
- Income and affordability in Carroll Valley
- Home values in Carroll Valley
- Property taxes in Carroll Valley
- Types of homes in Carroll Valley
- Bedrooms in Carroll Valley
- Age of homes in Carroll Valley
- Heating fuel in Carroll Valley
- Commute and cars in Carroll Valley
- Crime reported to police in Carroll Valley
- Population growth in Carroll Valley
- Pennsylvania landlord and tenant rules
- Housing across Adams County
- Housing data for every place in Pennsylvania