How much do homeowners pay a month in Reading Township, PA?
Homeowners with a mortgage in Reading Township, PA pay a median of $1,802 (±$210) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $692 (±$76).
60.7% of owned homes carry a mortgage.
In Reading Township, the median monthly cost with a mortgage went from $1,580 in 2015–2019 to $1,802 in 2020–2024 (+14.1%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $1,802 (±$210)
- Without a mortgage
- $692 (±$76)
- Owned with a mortgage
- 60.7%
Monthly owner costs in Reading Township
| Reading Township | Adams County | Pennsylvania | United States | |
|---|---|---|---|---|
| With a mortgage | $1,802 (±$210) | $1,780 (±$40) | $1,762 (±$6) | $1,963 |
| Without a mortgage | $692 (±$76) | $674 (±$17) | $644 (±$3) | $638 |
| Owned homes with a mortgage | 60.7% (±7.8 points) | 62.2% (±1.5 points) | 58.0% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $3,575 (±$382) | $3,561 (±$83) | $3,311 (±$12) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Reading Township, the median cost with a mortgage is not measurably different from Adams County ($1,780).
It is not measurably different from Pennsylvania ($1,762).
It is not measurably different from the national figure ($1,963).
In Adams County, Reading Township ranks 17 of 34 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 559 of 2,539.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Reading Township have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,580 (±$179) | $1,802 (±$210) | +14.1% | No measurable change after inflation |
| Median real estate taxes | $2,726 (±$284) | $3,575 (±$382) | +31.1% | No measurable change after inflation |
| Median home value | $194,400 (±$35,589) | $276,200 (±$36,528) | +42.1% | No measurable change after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Reading Township
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Reading Township | — | $1,802 (±$210) | — |
| East Berlin | 3.3 mi | $1,663 (±$195) | Not measurably different |
| Hamilton Township (Adams County) | 3.7 mi | $2,050 (±$323) | Not measurably different |
| Washington Township (York County) | 5.1 mi | $1,953 (±$199) | Not measurably different |
| Latimore Township | 5.2 mi | $1,848 (±$179) | Not measurably different |
| Abbottstown | 5.4 mi | $1,608 (±$66) | Not measurably different |
| Paradise Township (York County) | 5.7 mi | $1,772 (±$134) | Not measurably different |
| York Springs | 5.7 mi | $1,641 (±$91) | Not measurably different |
| New Oxford | 6.1 mi | $1,563 (±$204) | Not measurably different |
None of the nearby places differs measurably from this one on this figure.
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Adams County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 11 | Straban Township | $1,943 (±$191) |
| 12 | Franklin Township (Adams County) | $1,852 (±$112) |
| 13 | Tyrone Township (Adams County) | $1,849 (±$140) |
| 14 | Latimore Township | $1,848 (±$179) |
| 15 | Carroll Valley | $1,812 (±$127) |
| 16 (tie) | Menallen Township (Adams County) | $1,802 (±$119) |
| 16 (tie) | Reading Township | $1,802 (±$210) |
| 18 | Hamiltonban Township | $1,779 (±$160) |
| 19 | Conewago Township (Adams County) | $1,724 (±$68) |
| 20 | Fairfield | $1,693 (±$196) |
| 21 | Butler Township (Adams County) | $1,664 (±$227) |
| 22 | East Berlin | $1,663 (±$195) |
| 23 | Littlestown | $1,654 (±$186) |
Showing 13 of 34 places in Adams County, ranked from highest to lowest.
The figures for Reading Township include the places inside it that have pages of their own: Hampton, Lake Meade.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Reading Township
What is the average mortgage payment in Reading Township?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Reading Township, PA is $1,802 (±$210) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Reading Township?
Owners without a mortgage in Reading Township pay a median of $692 (±$76) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Reading Township gone up?
In Reading Township, the median monthly cost with a mortgage went from $1,580 in 2015–2019 to $1,802 in 2020–2024 (+14.1%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Reading township, Adams County, Pennsylvania
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Reading township, Adams County, Pennsylvania
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Reading township, Adams County, Pennsylvania
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Reading township, Adams County, Pennsylvania
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Reading township, Adams County, Pennsylvania
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Reading township, Adams County, Pennsylvania (county subdivision:63616, in state:42 county:001).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Reading Township at a glance
- Median rent in Reading Township
- Rent by bedrooms in Reading Township
- Renters and owners in Reading Township
- Income and affordability in Reading Township
- Home values in Reading Township
- Property taxes in Reading Township
- Types of homes in Reading Township
- Bedrooms in Reading Township
- Age of homes in Reading Township
- Heating fuel in Reading Township
- Commute and cars in Reading Township
- Crime reported to police in Reading Township
- Population growth in Reading Township
- How long people stay in Reading Township
- Crowding and facilities in Reading Township
- Pennsylvania landlord and tenant rules
- Housing across Adams County
- Housing data for every place in Pennsylvania