Housing data for Oak Creek, CO
Oak Creek, CO has an estimated 700 residents and 434 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a town in Routt County.
25.6% of households rent.
The median gross rent is $1,455 a month.
Figures last updated on .
- Residents
- 700 (±204)
- Housing units
- 434 (±112)
- Households that rent
- 25.6%
- Median gross rent
- $1,455
- Residents since 2015–2019
- −27.0%
What stands out in Oak Creek
Homes built before 1980: 68.7% (±19.0 points) in Oak Creek, higher than in Routt County (31.3%).
Homes in buildings of 5 or more units: 1.4% (±13.4 points) in Oak Creek, lower than in Routt County (25.2%).
Median home value: $377,300 (±$63,971) in Oak Creek, lower than in Routt County ($854,700).
Working from home: 5.6% (±6.9 points) in Oak Creek, lower than in Routt County (21.3%).
- Age of homes in Oak Creek
- Types of homes in Oak Creek
- Home values in Oak Creek
- Commute and cars in Oak Creek
Housing in Oak Creek at a glance
- Median rent: $1,455 median gross rent a month (Small sample: wide margin of error)
- Rent burden: 71.6% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 25.6% of households rent (Small sample: wide margin of error)
- Income and affordability: $85,313 median household income
- Home values: $377,300 median home value
- Homeowner costs: $1,757 median monthly cost with a mortgage
- Property taxes: $1,508 median real estate taxes a year
- Types of homes: 1.4% of homes are in buildings of 5 or more units
- Bedrooms: 51.0% of homes have 3 or more bedrooms
- Age of homes: 68.7% of homes were built before 1980
- Vacancy rate: 9.3% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 39.0% heat with electricity
- Commute and cars: 25.4 minutes average trip to work
- Growth: −27.0% residents since 2015–2019 (Small sample: wide margin of error)
- How long people stay: 12.8% moved in since 2020 (Small sample: wide margin of error)
- Crowding and facilities: 0.0% of homes have more than 1 person per room (Small sample: wide margin of error)
Oak Creek against Routt County, its state and the nation
| Oak Creek | Routt County | Colorado | United States | |
|---|---|---|---|---|
| Residents | 700 (±204) | 25,084 (exact) | 5,862,189 (exact) | 334,922,499 |
| Housing units | 434 (±112) | 17,169 (±51) | 2,589,053 (±653) | 143,775,355 |
| Households that rent | 25.6% (±13.6 points) | 24.0% (±2.8 points) | 33.8% (±0.3 points) | 34.8% |
| Median gross rent | $1,455 (±$217) | $1,917 (±$132) | $1,761 (±$7) | $1,413 |
| Median household income | $85,313 (±$15,004) | $106,489 (±$9,881) | $95,470 (±$578) | $80,734 |
| Median home value | $377,300 (±$63,971) | $854,700 (±$64,915) | $539,400 (±$2,069) | $332,700 |
| Median real estate taxes (a year) | $1,508 (±$340) | $2,736 (±$184) | $2,602 (±$10) | $3,119 |
| Built before 1980 | 68.7% (±19.0 points) | 31.3% (±2.9 points) | 39.7% (±0.3 points) | 49.7% |
| Average commute | 25.4 minutes (±3.5) | 20.1 minutes (±1.6) | 25.2 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 91.6% (±10.0 points) | 93.2% (±2.2 points) | 93.5% (±0.1 points) | 91.0% |
| Median age of residents | 45.0 years (±6.5) | 43.4 years (±0.5) | 37.7 years (±0.1) | 38.9 years |
Oak Creek covers 0.4 square miles of land, about 1,897 residents per square mile (Census Bureau Gazetteer).
How Oak Creek has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 959 (±211) | 700 (±204) | −27.0% | Not a measurable change |
| Housing units | 542 (±92) | 434 (±112) | −19.9% | Not a measurable change |
| Median gross rent | $971 (±$114) | $1,455 (±$217) | +49.8% | Up after inflation |
| Median home value | $166,500 (±$36,469) | $377,300 (±$63,971) | +126.6% | Up after inflation |
| Median household income | $47,813 (±$13,355) | $85,313 (±$15,004) | +78.4% | Up after inflation |
| Median owner cost with a mortgage | $1,313 (±$182) | $1,757 (±$341) | +33.8% | No measurable change after inflation |
| Median real estate taxes | $918 (±$271) | $1,508 (±$340) | +64.3% | No measurable change after inflation |
| Households that rent | 48.2% (±10.3 points) | 25.6% (±13.6 points) | −22.6 percentage points | Measurable decrease |
| Rental vacancy rate | 7.5% (±7.2 points) | 9.3% (±12.9 points) | +1.8 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Routt County
Oak Creek has no police department of its own in the FBI’s figures, so this is the figure for Routt County as a whole.
In 2025, the police departments that report for Routt County recorded 193 violent and 760 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
Places near Oak Creek
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Yampa | 8.8 mi | $1,556 | $350,000 | 9.8% |
| Steamboat Springs | 16 mi | $2,017 | $981,800 | 32.8% |
| Hayden | 22 mi | $1,784 | $407,900 | 21.7% |
| Kremmling | 34 mi | $1,570 | $376,400 | 17.2% |
| Craig | 36 mi | $1,045 | $278,500 | 38.8% |
| Dotsero | 44 mi | — | $481,500 | 20.4% |
| Eagle | 44 mi | $1,820 | $695,100 | 26.7% |
| Gypsum | 45 mi | $2,183 | $633,000 | 29.8% |
Places in Colorado most like Oak Creek
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Derby | $1,689 | $353,000 | $82,138 | 29.1% |
| Laporte | $1,354 | $452,600 | $87,313 | 23.4% |
| Hayden | $1,784 | $407,900 | $90,804 | 21.7% |
| Kremmling | $1,570 | $376,400 | $77,407 | 17.2% |
| La Salle | $1,559 | $384,600 | $95,833 | 12.0% |
| Berkley | $1,777 | $468,100 | $84,637 | 32.7% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Colorado.
HUD Fair Market Rent for Oak Creek, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $2,020 | $2,119 | $2,384 | $2,841 | $3,702 |
HUD income limits for Oak Creek, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $29,150 | $48,550 | $74,800 |
| 2 people | $33,300 | $55,500 | $85,450 |
| 3 people | $37,450 | $62,450 | $96,150 |
| 4 people | $41,600 | $69,350 | $106,800 |
| 5 people | $44,950 | $74,900 | $115,350 |
| 6 people | $48,300 | $80,450 | $123,900 |
| 7 people | $51,600 | $86,000 | $132,450 |
| 8 people | $55,720 | $91,550 | $141,000 |
These are the limits HUD sets for its housing programs in the Routt County, CO, where HUD’s median family income for fiscal year 2026 is $138,700.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Oak Creek
What is the median household income in Oak Creek?
The median household income in Oak Creek is $85,313 (±$15,004) a year (2020–2024 American Community Survey).
What is the average home value in Oak Creek, CO?
The Census Bureau publishes the median: $377,300 (±$63,971) for owner-occupied homes in Oak Creek (2020–2024 American Community Survey).
What is the average mortgage payment in Oak Creek?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Oak Creek, CO is $1,757 (±$341) a month, including taxes, insurance and utilities.
How much are property taxes in Oak Creek?
The median real estate tax paid by homeowners in Oak Creek, CO is $1,508 (±$340) a year (2020–2024 American Community Survey).
How many homes are in Oak Creek?
Oak Creek, CO has an estimated 434 (±112) housing units, occupied and vacant (2020–2024 American Community Survey).
What is the most common home size in Oak Creek?
The most common size is 2 bedrooms, 36.9% of homes in Oak Creek, CO.
Is Oak Creek growing?
In Oak Creek, the number of residents went from 959 in 2015–2019 to 700 in 2020–2024 (−27.0%), not a measurable change.
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Oak Creek town, Colorado
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Oak Creek town, Colorado
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Oak Creek town, Colorado
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Oak Creek town, Colorado
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Oak Creek town, Colorado
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Oak Creek town, Colorado
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Oak Creek town, Colorado
- HUD Fair Market Rents, fiscal year 2027: Routt County, CO
- HUD Income Limits, fiscal year 2026: Routt County, CO
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Oak Creek town, Colorado (place:55155, in state:08).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .