Housing data for Benham, KY
Benham, KY has an estimated 725 residents and 371 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a city in Harlan County.
18.0% of households rent.
The median gross rent is $769 a month.
Figures last updated on .
- Residents
- 725 (±198)
- Housing units
- 371 (±90)
- Households that rent
- 18.0%
- Median gross rent
- $769
- Residents since 2015–2019
- +27.2%
What stands out in Benham
Homes built before 1980: 92.5% (±16.7 points) in Benham, higher than in Harlan County (57.0%).
Median home value: $53,000 (±$7,358) in Benham, lower than in Harlan County ($73,700).
Average commute: 14.4 minutes (±4.6) in Benham, lower than in Harlan County (23.8 minutes).
Median gross rent: $769 (±$71) in Benham, higher than in Harlan County ($678).
Housing in Benham at a glance
- Median rent: $769 median gross rent a month (Small sample: wide margin of error)
- Rent burden: 16.7% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 18.0% of households rent (Small sample: wide margin of error)
- Income and affordability: $44,946 median household income
- Home values: $53,000 median home value
- Homeowner costs: $867 median monthly cost with a mortgage
- Property taxes: $750 median real estate taxes a year
- Types of homes: 0.0% of homes are in buildings of 5 or more units
- Bedrooms: 68.8% of homes have 3 or more bedrooms
- Age of homes: 92.5% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 82.6% heat with electricity
- Commute and cars: 14.4 minutes average trip to work
- Crime reported to police: 0 violent crimes per 100,000 residents (Small sample: wide margin of error)
- Growth: +27.2% residents since 2015–2019 (Small sample: wide margin of error)
- How long people stay: 22.6% moved in since 2020 (Small sample: wide margin of error)
- Crowding and facilities: 1.8% of homes have more than 1 person per room (Small sample: wide margin of error)
Benham against Harlan County, its state and the nation
| Benham | Harlan County | Kentucky | United States | |
|---|---|---|---|---|
| Residents | 725 (±198) | 25,772 (exact) | 4,534,824 (exact) | 334,922,499 |
| Housing units | 371 (±90) | 13,036 (±30) | 2,023,116 (±474) | 143,775,355 |
| Households that rent | 18.0% (±11.7 points) | 28.4% (±3.2 points) | 31.7% (±0.3 points) | 34.8% |
| Median gross rent | $769 (±$71) | $678 (±$31) | $967 (±$5) | $1,413 |
| Median household income | $44,946 (±$11,246) | $41,693 (±$4,836) | $63,726 (±$429) | $80,734 |
| Median home value | $53,000 (±$7,358) | $73,700 (±$5,865) | $205,600 (±$1,096) | $332,700 |
| Median real estate taxes (a year) | $750 (±$132) | $732 (±$69) | $1,544 (±$10) | $3,119 |
| Built before 1980 | 92.5% (±16.7 points) | 57.0% (±4.3 points) | 47.1% (±0.4 points) | 49.7% |
| Average commute | 14.4 minutes (±4.6) | 23.8 minutes (±2.3) | 24.0 minutes (±0.2) | 26.4 minutes |
| Households with broadband | 94.8% (±5.5 points) | 84.2% (±2.6 points) | 88.6% (±0.2 points) | 91.0% |
| Median age of residents | 43.6 years (±6.4) | 40.9 years (±0.6) | 39.1 years (±0.1) | 38.9 years |
Benham covers 0.2 square miles of land, about 3,098 residents per square mile (Census Bureau Gazetteer).
How Benham has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 570 (±132) | 725 (±198) | +27.2% | Not a measurable change |
| Housing units | 295 (±43) | 371 (±90) | +25.8% | Not a measurable change |
| Median gross rent | $579 (±$232) | $769 (±$71) | +32.8% | No measurable change after inflation |
| Median home value | $55,000 (±$13,556) | $53,000 (±$7,358) | −3.6% | No measurable change after inflation |
| Median household income | $42,083 (±$4,256) | $44,946 (±$11,246) | +6.8% | No measurable change after inflation |
| Median owner cost with a mortgage | $817 (±$94) | $867 (±$65) | +6.1% | Down after inflation |
| Median real estate taxes | $830 (±$184) | $750 (±$132) | −9.6% | Down after inflation |
| Households that rent | 23.9% (±9.2 points) | 18.0% (±11.7 points) | −5.9 percentage points | Not a measurable change |
| Rental vacancy rate | 0.0% (±38.8 points) | 0.0% (±41.5 points) | 0.0 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Benham
In 2025, the Benham Police Department reported 0 violent and 0 property crimes per 100,000 residents to the FBI.
Across Harlan County, the departments that report recorded 53 violent and 195 property crimes per 100,000 residents that year.
ZIP codes in Benham
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 40807 | 96% | 619 | $769 | $55,500 | $49,118 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Benham
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Lynch | 2.1 mi | $889 | $58,600 | 33.7% |
| Cumberland | 2.9 mi | $622 | $66,500 | 46.6% |
| Appalachia | 9.4 mi | $766 | $67,100 | 29.2% |
| Big Stone Gap | 12 mi | $797 | $163,000 | 36.7% |
| Whitesburg | 13 mi | $640 | $111,700 | 47.3% |
| Evarts | 15 mi | $673 | $71,400 | 32.1% |
| Pennington Gap | 15 mi | $766 | $92,900 | 56.6% |
| Norton | 18 mi | $692 | $110,000 | 50.0% |
Places in Kentucky most like Benham
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Earlington | $680 | $64,000 | $38,194 | 29.6% |
| Powderly | $754 | $99,300 | $50,662 | 18.0% |
| Loyall | $672 | $75,900 | $52,734 | 36.1% |
| Mayfield | $644 | $112,500 | $40,965 | 38.1% |
| Evarts | $673 | $71,400 | $34,007 | 32.1% |
| Farley | $759 | $86,300 | $47,292 | 24.8% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Kentucky.
HUD Fair Market Rent for Benham, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $691 | $749 | $909 | $1,190 | $1,195 |
HUD income limits for Benham, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $15,960 | $25,200 | $40,250 |
| 2 people | $21,640 | $28,800 | $46,000 |
| 3 people | $27,320 | $32,400 | $51,750 |
| 4 people | $33,000 | $35,950 | $57,500 |
| 5 people | $38,680 | $38,850 | $62,100 |
| 6 people | $41,750 | $41,750 | $66,700 |
| 7 people | $44,600 | $44,600 | $71,300 |
| 8 people | $47,500 | $47,500 | $75,900 |
These are the limits HUD sets for its housing programs in the Harlan County, KY, where HUD’s median family income for fiscal year 2026 is $56,000.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Benham
What is the median household income in Benham?
The median household income in Benham is $44,946 (±$11,246) a year (2020–2024 American Community Survey).
What is the average home value in Benham, KY?
The Census Bureau publishes the median: $53,000 (±$7,358) for owner-occupied homes in Benham (2020–2024 American Community Survey).
What is the average mortgage payment in Benham?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Benham, KY is $867 (±$65) a month, including taxes, insurance and utilities.
How much are property taxes in Benham?
The median real estate tax paid by homeowners in Benham, KY is $750 (±$132) a year (2020–2024 American Community Survey).
How many homes are in Benham?
Benham, KY has an estimated 371 (±90) housing units, occupied and vacant (2020–2024 American Community Survey).
What is the most common home size in Benham?
The most common size is 3 bedrooms, 45.3% of homes in Benham, KY.
Is Benham growing?
In Benham, the number of residents went from 570 in 2015–2019 to 725 in 2020–2024 (+27.2%), not a measurable change.
What ZIP codes are in Benham?
The ZIP code that covers Benham is 40807.
What is the median rent in ZIP code 40807?
The median gross rent in ZIP Code Tabulation Area 40807 is $769 (±$71) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Benham city, Kentucky
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Benham city, Kentucky
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Benham city, Kentucky
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Benham city, Kentucky
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Benham city, Kentucky
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Benham city, Kentucky
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Benham city, Kentucky
- HUD Fair Market Rents, fiscal year 2027: Harlan County, KY
- HUD Income Limits, fiscal year 2026: Harlan County, KY
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- FBI Uniform Crime Reporting Program, Crime Data Explorer: Benham Police Department (ORI KY0480600)
- FBI: Uniform Crime Reporting statistics and their proper use
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Benham city, Kentucky (place:05662, in state:21).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .