How much do homeowners pay a month in Pearl River, NY?
Homeowners with a mortgage in Pearl River, NY pay a median of $3,663 (±$138) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $1,469 (±$113).
64.9% of owned homes carry a mortgage.
In Pearl River, the median monthly cost with a mortgage went from $3,115 in 2015–2019 to $3,663 in 2020–2024 (+17.6%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $3,663 (±$138)
- Without a mortgage
- $1,469 (±$113)
- Owned with a mortgage
- 64.9%
Monthly owner costs in Pearl River
| Pearl River | Rockland County | New York | United States | |
|---|---|---|---|---|
| With a mortgage | $3,663 (±$138) | $3,641 (±$58) | $2,555 (±$9) | $1,963 |
| Without a mortgage | $1,469 (±$113) | $1,500 or more | $958 (±$5) | $638 |
| Owned homes with a mortgage | 64.9% (±5.5 points) | 63.1% (±1.4 points) | 57.8% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $10,000 or more | $10,000 or more | $6,582 (±$21) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Pearl River, the median cost with a mortgage is not measurably different from Rockland County ($3,641).
It is also higher than in New York ($2,555).
It is higher than the national figure ($1,963).
In Rockland County, Pearl River ranks 8 of 17 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 99 of 404.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Pearl River have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $3,115 (±$128) | $3,663 (±$138) | +17.6% | No measurable change after inflation |
| Median home value | $456,200 (±$10,471) | $608,200 (±$18,640) | +33.3% | Up after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Pearl River
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Pearl River | — | $3,663 (±$138) | — |
| Montvale Borough | 2.1 mi | $3,875 (±$287) | Not measurably different |
| Nanuet | 2.4 mi | $3,436 (±$247) | Not measurably different |
| Park Ridge Borough | 2.6 mi | $4,000 or more | — |
| Village of Chestnut Ridge | 2.6 mi | $4,000 or more | — |
| Blauvelt | 2.8 mi | $4,000 or more | — |
| West Nyack | 2.9 mi | $3,138 (±$615) | Not measurably different |
| Old Tappan Borough | 2.9 mi | $4,000 or more | — |
| River Vale Township | 3.3 mi | $4,000 or more | — |
None of the nearby places differs measurably from this one on this figure.
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Rockland County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 1 (tie) | Blauvelt | $4,000 or more |
| 1 (tie) | Monsey | $4,000 or more |
| 1 (tie) | New City | $4,000 or more |
| 1 (tie) | Viola | $4,000 or more |
| 6 | Sparkill | $3,860 (±$382) |
| 7 | Tappan | $3,823 (±$179) |
| 8 | Pearl River | $3,663 (±$138) |
| 9 | Orangeburg | $3,640 (±$582) |
| 10 | Thiells | $3,546 (±$315) |
| 11 | Congers | $3,531 (±$172) |
| 12 | Valley Cottage | $3,519 (±$280) |
| 13 | Nanuet | $3,436 (±$247) |
| 14 | Stony Point (community) | $3,419 (±$141) |
Showing 13 of 17 places in Rockland County, ranked from highest to lowest.
Pearl River is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
It lies inside the Town of Orangetown, whose figures include it.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Pearl River
What is the average mortgage payment in Pearl River?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Pearl River, NY is $3,663 (±$138) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Pearl River?
Owners without a mortgage in Pearl River pay a median of $1,469 (±$113) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Pearl River gone up?
In Pearl River, the median monthly cost with a mortgage went from $3,115 in 2015–2019 to $3,663 in 2020–2024 (+17.6%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Pearl River CDP, New York
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Pearl River CDP, New York
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Pearl River CDP, New York
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Pearl River CDP, New York
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Pearl River CDP, New York
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Pearl River CDP, New York (place:56902, in state:36).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
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