How long does a homeowner have to cancel a home improvement contract in Utah?

In Utah, a buyer in a sale over $25 made through a supplier’s direct solicitation away from its established place of business may cancel until midnight of the third business day after the transaction or receipt of the product, whichever is later, and a home solicitation sale made on credit is canceled by written notice to the seller at the address in the agreement. The supplier must print on the first page of the purchase documentation, in dark bold type of at least 12 points, a statement that the buyer may cancel the contract at any time before midnight of the third business day after the transaction or receipt of the product, whichever is later, unless the supplier’s own communicated cancellation policy gives the buyer greater rights. For a home solicitation sale made on consumer credit at the buyer’s residence or place of employment, the written agreement must carry a statement captioned "BUYER’S RIGHT TO CANCEL" saying the buyer may cancel by mailing a notice before midnight on the third business day after signing, the seller must return any payments and any note or other evidence of debt within 10 days after cancellation, and the seller is entitled to no compensation for services performed before cancellation. A credit buyer may not cancel after asking the seller to provide goods or services without delay because of an emergency, if the seller in good faith made a substantial beginning of performance before notice of cancellation and any goods cannot be returned in substantially as good condition. The federal cooling-off rule separately gives three business days to cancel many sales made at the buyer’s home. This is Utah Code §§ 13-11-4, 70C-5-101, 70C-5-102, 70C-5-103, 70C-5-104, 70C-5-105.

WhatUtah
Right to cancel3 business days after the sale or delivery

What the statute says

“YOU, THE BUYER, MAY CANCEL THIS CONTRACT AT ANY TIME PRIOR TO MIDNIGHT OF THE THIRD BUSINESS DAY (or time period reflecting the supplier’s cancellation policy but not less than three business days) AFTER THE DATE OF THE TRANSACTION OR RECEIPT OF THE PRODUCT …”

Quoted word for word from the section’s text.

Source

Utah Code §§ 13-11-4, 70C-5-101, 70C-5-102, 70C-5-103, 70C-5-104, 70C-5-105

Read the statute in the Utah Code (Utah Legislature): le.utah.gov.

Checked against the statute on November 15, 2026.

This is a summary of a published statute, not legal advice. Rules change, local ordinances can add to them, and the terms of a specific lease may differ. Check the citation and speak to a lawyer before acting.

How Seayora uses this rule

An estimate on Seayora carries its own terms and contract text, and the customer’s approval is recorded with its date, so the day a cancellation period starts is on file for both the contractor and the homeowner.

Guides on this rule

Compare this rule in every state

More Utah rules

The same question in other states

Related