How long does a homeowner have to cancel a home improvement contract in Minnesota?
In Minnesota, a buyer may cancel a home solicitation sale of goods, services or improvements to real property of more than $25, personally solicited and agreed to away from the seller’s place of business, by written notice until midnight of the third business day after the sale. At the time of the sale the seller must tell the buyer orally of the right to cancel, give a completed receipt or contract with a boldface cancellation statement next to the buyer’s signature, and attach an easily detachable form in duplicate captioned "NOTICE OF CANCELLATION"; until the seller does so the buyer may cancel by any means. The buyer’s written notice needs no particular form and, if mailed, is effective when deposited in a mailbox properly addressed and postage prepaid. Within ten days after cancellation the seller must return any payments and any note or other evidence of debt, and a seller who performed services before cancellation is entitled to no compensation. The law does not cover a sale the buyer initiated for a bona fide immediate personal emergency when the buyer gives the seller a separate dated and signed statement, not furnished by the seller, describing the emergency and waiving the right, and the seller in good faith makes a substantial beginning of the work before any notice. The federal cooling-off rule separately gives three business days to cancel many sales made at the buyer’s home. This is Minn. Stat. §§ 325G.06, 325G.07, 325G.08, 325G.09.
| What | Minnesota |
|---|---|
| Right to cancel | 3 business days for home solicitation sales over $25 |
What the statute says
“… the buyer has the right to cancel a home solicitation sale until midnight of the third business day after the day on which the home solicitation sale occurs …”
Quoted word for word from the section’s text.
Source
Minn. Stat. §§ 325G.06, 325G.07, 325G.08, 325G.09
Read the statute in the Minnesota Statutes (Office of the Revisor of Statutes): revisor.mn.gov.
Checked against the statute on November 15, 2026.
This is a summary of a published statute, not legal advice. Rules change, local ordinances can add to them, and the terms of a specific lease may differ. Check the citation and speak to a lawyer before acting.
How Seayora uses this rule
An estimate on Seayora carries its own terms and contract text, and the customer’s approval is recorded with its date, so the day a cancellation period starts is on file for both the contractor and the homeowner.
Guides on this rule
- Right to Cancel a Home Improvement Contract by State — How long a homeowner has to cancel a home improvement contract, with the rule in each of the 51 jurisdictions whose statute gives the right.
Compare this rule in every state
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The same question in other states
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
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- Hawaii