GLBA & Financial Privacy on Seayora
What the Gramm-Leach-Bliley Act means for the financial data Seayora handles, and how nonpublic personal information is protected.
Where Seayora processes financial information covered by the federal Gramm-Leach-Bliley Act (GLBA), specific protections apply to that “nonpublic personal information” (NPI).
What counts as NPI
- Identifying information tied to a financial product or service.
- Application and transaction information.
- Information received from consumer reporting agencies.
How it’s protected
Access to NPI is limited to those who need it to provide the Services, and Seayora maintains administrative, technical, and physical safeguards designed to protect it — consistent with the GLBA’s Safeguards Rule.
Disclosure limits
NPI is disclosed only as permitted by law — to process transactions, to service providers under confidentiality obligations, to prevent fraud, and to comply with legal requirements. See the Privacy Policy’s financial privacy notice for the full detail.
Frequently asked questions
Does GLBA apply to every Seayora user?
It applies specifically to financial information covered by the Act, mainly in connection with payment and financial-services features rather than every piece of data on the platform.
Is there a separate GLBA opt-out I need to use?
Because disclosures of NPI are limited to those permitted by law, there generally isn’t a separate opt-out required to prevent disclosures that need one — see the Privacy Policy’s financial privacy notice for specifics.
Does GLBA overlap with the FCRA?
They’re related but distinct — GLBA governs financial-information privacy generally, while the FCRA specifically governs consumer reports used for screening. Both can apply to different pieces of the same transaction.