Screen applicants without stepping on the FCRA
NOT AVAILABLE YET — no consumer reporting agency is connected to Seayora, so no screening report can be ordered and no screening fee is charged; the application says so rather than taking a payment. What follows is how it works once an agency is connected. Tenant screening is regulated. Pulling a consumer report creates obligations — about permissible purpose, about how the data is handled, and about what you must tell an applicant if the report contributes to a denial. Seayora's screening flow is built around those obligations.
How the flow supports compliance
- Applicants enter their SSN directly in an encrypted portal
- The applicant pays the screening fee, keeping the flow clean (once an agency is connected)
- Reports are handled under FCRA requirements
- Adverse-action support when a decision is based on a report
- Structured, consistent applications supporting fair housing
- Screening data handled under documented privacy controls
What Seayora does not do
Seayora does not decide whether to approve an applicant, and it does not provide legal advice. Screening criteria, how you weigh a report, and your fair housing obligations remain yours. Where the stakes are high, involve counsel.
Frequently asked questions
What is an adverse action notice?
When a rental decision is based in whole or in part on a consumer report, the FCRA requires you to notify the applicant. Seayora supports that flow so declines can be handled compliantly.
Does Seayora decide who gets approved?
No. Seayora delivers the report; the leasing decision and the criteria behind it are yours, subject to fair housing law.
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Documentation
- FCRA & Screening Compliance — A practical walkthrough of your FCRA obligations when using screening reports, including adverse action.
- Tenant Screening & Background Checks — Screening is not available yet — no consumer reporting agency is connected and no fee is charged. How it will work, and the FCRA responsibilities that come with it.
- Fair Housing Basics — The core fair-housing rules that apply when advertising, screening, and leasing on Seayora.
Related features
- Online Rental Applications — Collect complete rental applications online and track every applicant in one pipeline, with the same questions and the same criteria for everybody. Screening reports are not available through Seayora yet — no consumer reporting agency is connected — so nothing is ordered and no screening fee is charged.
- Fair Housing Support — Structured applications, consistent screening criteria, automated policy application, and listing guidance that supports fair housing compliance.
- Data Privacy & Portability — Privacy controls, GLBA financial privacy handling, data export, and account deletion — plus encryption in transit and hardened infrastructure.
Guides and comparisons
- FCRA & Screening Compliance — Documentation. A practical walkthrough of your FCRA obligations when using screening reports, including adverse action.
- Tenant Screening & Background Checks — Documentation. Screening is not available yet — no consumer reporting agency is connected and no fee is charged. How it will work, and the FCRA responsibilities that come with it.
- Fair Housing Basics — Documentation. The core fair-housing rules that apply when advertising, screening, and leasing on Seayora.
- Online Rental Applications — Feature. Collect complete rental applications online and track every applicant in one pipeline, with the same questions and the same criteria for everybody. Screening reports are not available through Seayora yet — no consumer reporting agency is connected — so nothing is ordered and no screening fee is charged.
- Fair Housing Support — Feature. Structured applications, consistent screening criteria, automated policy application, and listing guidance that supports fair housing compliance.
- Data Privacy & Portability — Feature. Privacy controls, GLBA financial privacy handling, data export, and account deletion — plus encryption in transit and hardened infrastructure.